Below is a general Terms of Service draft for the Bkcalc app. You should have a qualified lawyer review it before publishing. ⸻ Terms of Service Effective Date: [Insert Date] Welcome to Bkcalc. These Terms of Service govern your access to and use of the Bkcalc mobile application, website, services, features, and related content collectively referred to as the “Service.” By using Bkcalc, you agree to these Terms. If you do not agree, you should not use the Service. 1. About Bkcalc Bkcalc is an application designed to help users perform calculations, manage calculation-related inputs, and access related utility features. The Service is provided for convenience and informational purposes only. Bkcalc does not guarantee that every calculation, result, output, or feature will be accurate, complete, uninterrupted, or suitable for your specific purpose. 2. Eligibility You must be legally able to enter into a binding agreement to use Bkcalc. If you use the Service on behalf of a company, organization, or other legal entity, you confirm that you have authority to accept these Terms on its behalf. 3. User Responsibilities You agree to use Bkcalc lawfully and responsibly. You must not: * Use the Service for illegal, fraudulent, harmful, or abusive purposes. * Attempt to reverse engineer, copy, modify, or interfere with the Service. * Use the Service to transmit malware, spam, or harmful content. * Misuse any calculation, data, or result generated by the Service. * Violate any applicable law, regulation, or third-party right. You are responsible for verifying any results before relying on them for financial, business, legal, tax, engineering, medical, or other important decisions. 4. No Professional Advice Bkcalc does not provide legal, financial, accounting, tax, investment, engineering, medical, or professional advice. Any results, calculations, estimates, or information provided by the Service are for general informational purposes only. You should consult a qualified professional before making decisions based on information from Bkcalc. 5. Accuracy of Information While Bkcalc aims to provide useful and reliable calculation tools, we do not guarantee that the Service will always be accurate, error-free, current, complete, or uninterrupted. You acknowledge that calculation results may depend on user input, formulas, assumptions, device settings, third-party services, or software limitations. You are solely responsible for checking the accuracy and suitability of any result produced by the Service. 6. Accounts Some features may require you to create an account. You agree to provide accurate information and keep your account details secure. You are responsible for all activity under your account. If you believe your account has been accessed without authorization, contact us immediately. We reserve the right to suspend or terminate accounts that violate these Terms or create risk for Bkcalc, other users, or third parties. 7. Subscriptions, Payments, and Refunds Bkcalc may offer free and paid features, subscriptions, or in-app purchases. Prices, billing periods, available features, and payment terms will be shown before purchase. By completing a purchase, you authorize the applicable app store, payment processor, or Bkcalc to charge the stated amount. Refunds, cancellations, and subscription management may be handled through the platform where you purchased the Service, such as the Apple App Store or Google Play Store, unless otherwise stated. Bkcalc may change pricing or features from time to time. Any changes will apply according to applicable law and platform rules. 8. Third-Party Services Bkcalc may use or link to third-party services, platforms, payment processors, analytics tools, advertising networks, or external websites. We are not responsible for third-party services, content, policies, availability, or practices. Your use of third-party services may be subject to separate terms and privacy policies. 9. Intellectual Property Bkcalc, including its design, branding, software, features, text, graphics, logos, and other content, is owned by us or our licensors and is protected by intellectual property laws. You may use the Service only for personal or authorized business use in accordance with these Terms. You may not copy, distribute, sell, license, modify, or create derivative works from the Service unless we give written permission. 10. User Content and Input You may enter data, values, notes, or other information into Bkcalc. You are responsible for the information you provide. You confirm that you have the right to use any information you submit and that your use of the Service does not violate any law or third-party rights. We do not claim ownership of your personal input data. However, you grant us a limited right to process such data as needed to provide, maintain, secure, and improve the Service, subject to our Privacy Policy. 11. Privacy Your use of Bkcalc is also governed by our Privacy Policy, which explains how we collect, use, store, and protect information. By using the Service, you agree that we may handle your information as described in the Privacy Policy. 12. Service Availability We may update, modify, suspend, or discontinue any part of Bkcalc at any time, with or without notice. We do not guarantee that the Service will always be available, secure, uninterrupted, or free from errors, bugs, viruses, or data loss. 13. Termination We may suspend or terminate your access to Bkcalc if: * You violate these Terms. * Your use creates legal, security, or operational risk. * We are required to do so by law. * We discontinue the Service or any part of it. You may stop using Bkcalc at any time. Certain provisions of these Terms will continue to apply after termination, including intellectual property, disclaimers, limitation of liability, and dispute-related provisions. 14. Disclaimers Bkcalc is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, whether express, implied, or statutory, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, non-infringement, and uninterrupted operation. We do not guarantee that the Service will meet your requirements or that results generated by the Service will be correct or suitable for your needs. 15. Limitation of Liability To the fullest extent permitted by law, Bkcalc and its owners, developers, affiliates, employees, contractors, and partners will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including loss of profits, data, business, goodwill, or opportunity. Our total liability for any claim related to the Service will not exceed the amount you paid to use Bkcalc in the twelve months before the claim, or USD $50, whichever is greater, unless applicable law requires otherwise. 16. Indemnification You agree to defend, indemnify, and hold harmless Bkcalc, its owners, developers, affiliates, employees, contractors, and partners from any claims, damages, liabilities, losses, costs, or expenses arising from: * Your use or misuse of the Service. * Your violation of these Terms. * Your violation of any law or third-party right. * Any content, data, or information you provide through the Service. 17. Changes to These Terms We may update these Terms from time to time. If we make material changes, we may notify you through the app, website, email, or other reasonable means. The updated Terms will become effective on the date stated in the revised version. Your continued use of Bkcalc after changes become effective means you accept the updated Terms. 18. Governing Law These Terms are governed by the laws of [Insert Country/State], without regard to conflict of law principles. Any disputes will be resolved in the courts or dispute resolution forum located in [Insert Jurisdiction], unless applicable law requires otherwise. 19. Contact Us If you have questions about these Terms, contact us at: Bkcalc Email: [Insert Contact Email] Address: [Insert Business Address, if applicable] ⸻ 20. App Store Additional Terms If you download Bkcalc from the Apple App Store, Google Play Store, or another app marketplace, your use may also be subject to that platform’s terms and policies. In the event of a conflict between these Terms and applicable app marketplace terms, the app marketplace terms may apply to the extent required by that platform.